Monett, Missouri-based Jack Henry & Associates, Inc. (JKHY) is a financial technology company that connects people and financial institutions through technology solutions and payment processing services. With a market cap of $13.1 billion, the company operates through four segments: Core, Payments, Complementary, and Corporate and Other.

JKHY is scheduled to report its Q4 earnings on Tuesday, Aug. 19. Ahead of this event, analysts expect the company to report a profit of $1.46 per share, up 5.8% from $1.38 per share in the year-ago quarter. The company has surpassed Wall Street's bottom-line estimates in each of the past four quarters, which is impressive.

For fiscal 2025, analysts expect JKHY to report an EPS of $5.84, up 11.7% year over year from $5.23 in fiscal 2024. 

JKHY stock has grown 8.1% over the past 52 weeks, underperforming the Technology Select Sector SPDR Fund’s (XLK) 15.6% surge and the S&P 500 Index’s ($SPX) 14.5% uptick during the same time frame.

On May 6, JKHY shares closed down marginally following the release of its Q3 results. The company’s revenue totaled $85.1 million, falling short of Wall Street's forecasts of $586.8 million. However, its adjusted EPS came in at $1.52, surpassing the consensus estimates by 17.8%. Looking ahead, JKHY expects full-year adjusted EPS to be between $5.83 and $5.87, and adjusted revenue in the range of $2.33 billion to $2.34 billion.

Wall Street analysts are skeptical about JKHY’s stock, with a "Hold" rating overall. Among 17 analysts covering the stock, three suggest a “Strong Buy,” 12 suggest a “Hold,” and two suggest a “Strong Buy.” JKHY’s average analyst price target of $185.62 indicates a 2.8% potential upside from the current levels.